I Love Costco! What are the best credit cards for me?
If you’re a frequent shopper at Costco, you’re probably aware of the incredible savings and wide range of products the warehouse giant offers.
To maximize your Costco experience and earn rewards on your purchases, using the right credit card can make a significant difference. In this article, we’ll explore some of the best credit cards for Costco lovers, highlighting their features, benefits, and why they are a perfect fit for your shopping needs.
1. Costco Anywhere Visa® Card by Citi
The Costco Anywhere Visa® Card by Citi is designed exclusively for Costco members, making it an ideal choice for loyal shoppers. With this card, you can earn cash back on your Costco purchases and beyond. The card offers 2% cash back on all purchases from Costco and Costco.com, 4% cash back on eligible gas worldwide (including gas at Costco), 3% cash back on restaurants and eligible travel purchases, and 1% cash back on all other purchases. There is no annual fee for the card, but you must be a Costco member to apply.
2. Chase Freedom Flex℠
While not specific to Costco, the Chase Freedom Flex℠ card provides excellent rewards on rotating categories, including warehouse clubs like Costco. With this card, you can earn 5% cash back on up to $1,500 in combined purchases in quarterly bonus categories (upon activation), which often include warehouse clubs during certain quarters. You’ll also earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% cash back on dining and drugstore purchases, and 1% cash back on all other purchases. The card has no annual fee and offers a welcome bonus to new cardholders.
3. American Express® Gold Card
The American Express® Gold Card may not be specifically tailored for Costco, but it offers compelling rewards on everyday spending, including groceries and dining – categories highly relevant to Costco shoppers. With this card, you can earn 4X Membership Rewards® points at restaurants worldwide and at U.S. supermarkets (up to $25,000 per calendar year, then 1X point). The American Express Gold Card also provides benefits like a $120 annual dining credit, up to $100 airline fee credit, and valuable travel protections. While it has an annual fee, the card’s rewards and perks can offset the cost for frequent Costco shoppers who also enjoy dining out.
4. Bank of America® Cash Rewards Credit Card
The Bank of America® Cash Rewards Credit Card is another option worth considering for Costco lovers. The card allows you to earn cash back on everyday purchases, including Costco shopping trips. With this card, you can earn 3% cash back in a category of your choice, including online shopping, home improvement/furnishings, and gas, among others. Additionally, you earn 2% cash back at grocery stores and wholesale clubs (including Costco) and 1% cash back on all other purchases. The card has no annual fee and offers a welcome bonus for new cardholders.
5. Citi® Double Cash Card
Although not specifically tied to Costco, the Citi® Double Cash Card offers a straightforward cash back program that can be beneficial for Costco shoppers. With this card, you can earn up to 2% cash back on all purchases — 1% when you make a purchase and an additional 1% when you pay it off. Since the card has no category restrictions, you can enjoy earning cash back on your
Now go get your Costco Roast Chicken, 60 Pack of Toilet paper, and a Giant Brick of Cheese with your new credit card. And as always…. don’t forget a Hot Dog and Ice Cream on the way out!