Best Credit Card to Go on Your Next Vacation for FREE

Best Credit Card to Go on Your Next Vacation for FREE

by | Sep 11, 2023 | American Express, Chase, Citi, Credit Card, Credit Cards

Are you dreaming of your next vacation but concerned about the cost? What if we told you there’s a way to make that dream trip a reality without breaking the bank? Enter the world of travel rewards credit cards, where you can unlock amazing benefits and even travel for free. In this guide, we’ll introduce you to the best credit card options that can help you turn your travel dreams into reality.

Why Travel Rewards Credit Cards?

Travel rewards credit cards are designed to reward your everyday spending with valuable perks, such as free flights, hotel stays, and other travel-related benefits. These cards offer points, miles, or cashback that you can redeem toward your travel expenses. Here’s how to find the right one for your next vacation:

1. Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is a favorite among travel enthusiasts for several reasons. It offers:

  • Generous Sign-up Bonus: Earn a substantial amount of bonus points after you spend a certain amount within the first few months of opening the card.
  • Flexible Redemption Options: Redeem points for travel through the Chase Ultimate Rewards portal or transfer them to airline and hotel partners for potentially higher value.
  • Travel Insurance: Enjoy trip cancellation/interruption insurance, baggage delay coverage, and more.
  • No Foreign Transaction Fees: Perfect for international travelers.

2. Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is known for its simplicity and flexibility. It offers:

  • Flat Rewards: Earn a straightforward 2 miles per dollar spent on all purchases, making it easy to accumulate rewards quickly.
  • Global Entry/TSA PreCheck Credit: Reimburses the application fee for Global Entry or TSA PreCheck.
  • Transfer Partners: Transfer miles to various airline and hotel loyalty programs.
  • No Blackout Dates: Use your miles to book travel whenever you want.

3. American Express® Gold Card

The American Express® Gold Card is an excellent choice if you enjoy dining out and grocery shopping. It offers:

  • 4X Points: Earn 4X points at restaurants worldwide and on U.S. supermarkets, making it perfect for foodies.
  • $100 Annual Airline Fee Credit: Use it for incidental fees like checked bags and in-flight purchases.
  • Flexible Redemption: Use points for flights or hotel stays directly through American Express Travel or transfer them to select loyalty programs.

4. Citi Premier® Card

The Citi Premier® Card is a great option for those who spend on dining and entertainment. It offers:

  • 3X Points: Earn 3X points on restaurants, supermarkets, gas stations, and more.
  • No Foreign Transaction Fees: Ideal for international travel.
  • Points Transfer: Transfer points to airline partners for potentially higher value redemptions.
  • Travel Protection Benefits: Includes trip cancellation/interruption insurance and other travel-related coverage.

Conclusion

Travel rewards credit cards can be your ticket to a virtually free vacation. By choosing the right card that aligns with your spending habits and travel goals, you can earn valuable rewards that offset travel expenses. Always remember to use your card responsibly, pay off your balance in full each month, and make the most of the perks and benefits offered by your chosen card.

So, where will your next adventure take you? With the right travel rewards credit card, you might find yourself exploring new destinations and creating unforgettable memories without the worry of high travel costs. Bon voyage!

I Love Costco! What are the best credit cards for me?

I Love Costco! What are the best credit cards for me?

by | Jul 31, 2023 | American Express, Bank of America, Chase, Citi, Credit Card, Credit Cards, Rewards, Visa

If you’re a frequent shopper at Costco, you’re probably aware of the incredible savings and wide range of products the warehouse giant offers.

Maximize Costco Savings: Discover the Best Credit Cards for Costco Lovers. Earn cash back and rewards on your favorite warehouse purchases!

To maximize your Costco experience and earn rewards on your purchases, using the right credit card can make a significant difference. In this article, we’ll explore some of the best credit cards for Costco lovers, highlighting their features, benefits, and why they are a perfect fit for your shopping needs.

1. Costco Anywhere Visa® Card by Citi

The Costco Anywhere Visa® Card by Citi is designed exclusively for Costco members, making it an ideal choice for loyal shoppers. With this card, you can earn cash back on your Costco purchases and beyond. The card offers 2% cash back on all purchases from Costco and Costco.com, 4% cash back on eligible gas worldwide (including gas at Costco), 3% cash back on restaurants and eligible travel purchases, and 1% cash back on all other purchases. There is no annual fee for the card, but you must be a Costco member to apply.

2. Chase Freedom Flex℠

While not specific to Costco, the Chase Freedom Flex℠ card provides excellent rewards on rotating categories, including warehouse clubs like Costco. With this card, you can earn 5% cash back on up to $1,500 in combined purchases in quarterly bonus categories (upon activation), which often include warehouse clubs during certain quarters. You’ll also earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% cash back on dining and drugstore purchases, and 1% cash back on all other purchases. The card has no annual fee and offers a welcome bonus to new cardholders.

3. American Express® Gold Card

The American Express® Gold Card may not be specifically tailored for Costco, but it offers compelling rewards on everyday spending, including groceries and dining – categories highly relevant to Costco shoppers. With this card, you can earn 4X Membership Rewards® points at restaurants worldwide and at U.S. supermarkets (up to $25,000 per calendar year, then 1X point). The American Express Gold Card also provides benefits like a $120 annual dining credit, up to $100 airline fee credit, and valuable travel protections. While it has an annual fee, the card’s rewards and perks can offset the cost for frequent Costco shoppers who also enjoy dining out.

4. Bank of America® Cash Rewards Credit Card

The Bank of America® Cash Rewards Credit Card is another option worth considering for Costco lovers. The card allows you to earn cash back on everyday purchases, including Costco shopping trips. With this card, you can earn 3% cash back in a category of your choice, including online shopping, home improvement/furnishings, and gas, among others. Additionally, you earn 2% cash back at grocery stores and wholesale clubs (including Costco) and 1% cash back on all other purchases. The card has no annual fee and offers a welcome bonus for new cardholders.

5. Citi® Double Cash Card

Although not specifically tied to Costco, the Citi® Double Cash Card offers a straightforward cash back program that can be beneficial for Costco shoppers. With this card, you can earn up to 2% cash back on all purchases — 1% when you make a purchase and an additional 1% when you pay it off. Since the card has no category restrictions, you can enjoy earning cash back on your

Now go get your Costco Roast Chicken, 60 Pack of Toilet paper, and a Giant Brick of Cheese with your new credit card. And as always…. don’t forget a Hot Dog and Ice Cream on the way out!

I Want to Live That VIP Lounge Life. Which Credit Card Should I Get?

I Want to Live That VIP Lounge Life. Which Credit Card Should I Get?

by | Jul 31, 2023 | American Express, Credit Card, Credit Cards, Uncategorized

Best Credit Cards to get airport lounge access

If you’re a frequent traveler who values comfort, convenience, and a touch of luxury, gaining access to VIP airport lounges can elevate your travel experience. These exclusive lounges offer amenities such as comfortable seating, complimentary food and beverages, Wi-Fi access, and a serene environment away from the bustling crowds. To unlock the doors to the VIP lounge life, having the right credit card can be your golden ticket. In this article, we’ll explore some of the best credit cards for accessing VIP lounges, highlighting their features, benefits, and why they can help you live that VIP lounge life you desire.

1. The Platinum Card® from American Express

The Platinum Card® from American Express is well-regarded for its extensive lounge access benefits. Cardholders receive complimentary access to a wide range of airport lounges, including the renowned Centurion Lounges, Priority Pass™ Select lounges, Delta Sky Clubs® (when flying with Delta), and more. Additionally, the card offers access to the International American Express Lounges, Escape Lounges, and Airspace Lounges. Along with lounge access, the Platinum Card provides various travel benefits, such as airline fee credits, statement credits for Global Entry or TSA PreCheck, and access to Fine Hotels & Resorts. Keep in mind that the Platinum Card has an annual fee.

2. Chase Sapphire Reserve®

The Chase Sapphire Reserve® card is known for its premium travel perks, including access to airport lounges worldwide. Cardholders receive a complimentary Priority Pass™ Select membership, providing access to a vast network of lounges. The membership allows you to bring guests with you into the lounges, enhancing the experience for your travel companions. In addition to Priority Pass™ Select, the Chase Sapphire Reserve® card offers benefits like a $300 annual travel credit, Global Entry or TSA PreCheck application fee reimbursement, and travel insurance protections. While the card has an annual fee, its benefits and rewards can offset the cost for frequent travellers who value lounge access.

3. Citi Prestige® Card

The Citi Prestige® Card is designed for those seeking a luxurious travel experience, and it offers access to an array of airport lounges. Cardholders receive a Priority Pass™ Select membership, providing access to over 1,300 lounges worldwide for themselves and their guests. The card also offers access to American Airlines Admirals Club® lounges when flying with American Airlines. In addition to lounge access, the Citi Prestige® Card provides travel benefits such as an annual $250 travel credit, a complimentary fourth-night hotel stay (twice a year), and a Global Entry or TSA PreCheck application fee credit. It’s important to note that the Citi Prestige® Card has an annual fee.

4. Hilton Honors American Express Aspire Card

If you’re a fan of Hilton hotels and their associated lounges, the Hilton Honors American Express Aspire Card can be a great choice. Cardholders receive complimentary Diamond status in the Hilton Honors loyalty program, which comes with various perks, including access to Executive Lounges at select Hilton properties. These lounges offer complimentary breakfast, evening hors d’oeuvres, and refreshments. Additionally, the Hilton Honors American Express Aspire Card provides a generous welcome bonus, annual Hilton resort credit, airline fee credits, and more. While the card has an annual fee, its benefits and rewards can be highly rewarding for frequent