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How Many Credit Cards is “Too Many” Credit Cards?
Credit cards can be valuable financial tools, offering convenience, rewards, and financial flexibility. However, it's important to strike a balance and not go overboard with the number of credit cards you hold. While there isn't a specific magic number that defines...
Build Your Credit Score – Watch It Soar!
What is a credit score? A credit score is a numerical representation of an individual's creditworthiness, based on their credit history and various financial factors. How can credit cards help improve your credit score? One of the greatest benefits of credit cards is...
5 Factors to Consider When Choosing A Credit Card
Introduction Annual fees, interest rates, bank partners, perks, cashback, and the list goes on and on. There are 100s of factors to consider when choosing the right credit card. Guru has your back. Let me break down the 5 most important factors to consider...
The 3 Amigos of Credit Card Types: Cash Back, Travel, and Points.
Credit card reward types. Introduction Picture this: you’re checking out of your favorite store and the cashier flashes you a smile, asking, “How would you like to pay?” Without thinking, you respond “Credit Card”. You reach into your pocket and pull out a credit card...
